At first, the idea of adding contractors insurance to a company’s existing policies might seem like another expense. But if you consider how many times a day your company depends on those workers who are subcontractors or contracted employees – from a plumber fixing a sink to an electrician wiring up a new building for you – insurance becomes more important than ever.
Contractors insurance is a type of policy that protects you as you work. You may think that your business – which hires and contracts out different types of services – doesn’t need this insurance, but your employees depend on it just as much as their own personal insurances and commercial drivers’ licenses. With contractors insurance, you’re better covered in case of an accident, injury, or lawsuit.
There are many different types of contractors insurance policies; the specific one you need depends on the type of contracting work your company does. For example, if you’re a construction company that contracts out to build houses, you’ll need a different policy than if you’re a computer consultant who contracts with other businesses to design their websites.
Our experienced agents are well versed in contractor insurance policies, and we’d be happy to offer a free consultation so you can learn more about how to protect yourself, your enterprise, and your workers.
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